MSME TALK™

Blogs and Articles

Read in-depth blogs and articles, opinions, and perspectives shaping the MSME landscape.​

Government Launches ₹25,060 Cr. Export Promotion Mission Amid Rising U.S. Tariffs

Government Launches ₹25,060 Cr. Export Promotion Mission Amid Rising U.S. Tariffs The Government of India has approved a ₹25,060 crore Export Promotion Mission (EPM Scheme: 2025–2031) to strengthen the entire export ecosystem, especially MSME exporters, impacted by the recent 50% tariff imposed by the U.S. on Indian goods. The mission will be implemented through two schemes: NIRYAT PROTSAHAN (₹10,401 Cr): Affordable trade finance for MSMEs — interest subvention, export factoring, collateral-free guarantees, credit cards for e-commerce exporters, and credit enhancement for new markets. NIRYAT DISHA (₹14,659 Cr): Non-financial export support — compliance & certification, branding & packaging, trade fairs,…

Blog 29- Warning Signs Your Business Might Be Undervalued

Warning Signs Your Business Might Be Undervalued In this blog, Vinay Pandya, Managing Partner at Mantraa Advisory, explains why strong businesses often face weak valuations. The issue isn’t performance but perception — when narratives, intangibles, and future vision aren’t highlighted, the market applies a discount. With examples from Amazon, Uber, Nykaa, and HDFC, the blog shows how closing this perception gap helps businesses earn the valuations they truly deserve. “Sometimes what you’re building is bigger than what you see — you just need the right lens to recognise its value.” — Ratan Tata Introduction: The Paradox of Strong Businesses,…

Blog 28- Beyond the Balance Sheet: How Intangibles Shape True Business Value?

Beyond the Balance Sheet: How Intangibles Shape True Business Value In this blog, author Vinay Pandya, Managing Partner, Mantraa Advisory explains that there are many things that make a business valuable, but still can’t be seen on a balance sheet. Brand trust, customer loyalty, reputation, and promoter credibility play a big role in how businesses are valued today—especially in India. This blog explains how such intangible assets help companies grow, build trust, and attract better valuations. Using examples like Bisleri, Colgate, and Zandu, it shows how these hidden strengths matter more than ever. It also highlights how ignoring them,…

Blog 27-Profits with Purpose: What MSMEs Gain by Being Socially Responsible?

In this article, Author who is an independent board director on multiple boards has given her guidance on how social responsibility can benefit India’s MSMEs and startups, where these businesses stand under the country’s CSR law, and the key advantages of adopting responsible practices. You’ll also find real examples of small enterprises creating positive change. Finally, outline steps businesses can take to turn good intentions into lasting impact.

Blog 26 – Why Design is a Critical Differentiator in Today’s Market

In this blog, an Author who is a Design Expert guides us how design is used in key areas for building strong businesses.. It shapes products, strengthens brands, enhances customer experiences, boosts sales, attracts top talent, and fuels innovation. With examples from companies like Tesla, this blog highlights how a design-driven approach leads to business success, customer loyalty, and a competitive advantage.

Blog 25: Govt Scheme Helping Small Businesses Go from Local to E-commerce

Blog 25-Govt Scheme Helping Small Businesses Go from Local to E-commerce This blog includes an overview of the MSME-TEAM Scheme, detailing its purpose of helping Micro and Small Enterprises (MSEs) connect to e-commerce platforms. It explains the role of ONDC in making it easier for small businesses to access digital commerce and provides eligibility criteria for MSEs under the initiative.  It also covers the opportunities and advantages the initiative provides. Finally, it outlines how to apply for the scheme and emphasizes its inclusive focus. June 2024, the Ministry of MSME launched the “MSME Trade Enablement and Marketing Initiative” (MSME-TEAM…

Blog 24- Design in Business : Impact on growth and Financial Success

Blog 24- Design in Business : Impact on Growth and Financial Success In today’s competitive business environment, design is no longer just about aesthetics—it’s a strategic tool that drives innovation, enhances customer experiences, and shapes organizational success. This blog, gets into the fascinating evolution of design from mere aesthetics to a driving force behind business success and how companies like Nike and  Tata Group have embraced design thinking to reshape their brands, boost customer loyalty, and achieve remarkable growth. Ready to see how design can reshape the future of your business? Let’s get started! About the Author This blog…

Blog 23 – Importance of Job Description (JD) and Key Results Areas (KRAs) in MSME organizations

In a rapidly changing business landscape, MSMEs face unique challenges in managing their workforce, and without clear JDs and KRAs, even the most talented employees can struggle to grasp their roles and how they contribute to the company’s success.

Plus, we’ll provide practical steps for crafting effective JDs and point out common pitfalls to avoid.

Blog 22- Government Schemes and Financial Support for Textile Businesses in India

Looking for funding to grow your textile business? Learn about the government schemes offering loans for textile entrepreneurs. From the PM-MITRA initiative, which seeks to create state-of-the-art textile parks, to the Technology Upgradation Fund Scheme designed to modernize equipment, and the SAMARTH program dedicated to upskilling the workforce, we’ll uncover all these Government schemes and policies.

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